Privacy Policy

This Privacy Policy explains how NAVIGATE s.r.o. ("we", "us") processes personal data in connection with the CF Forecast service, in accordance with the General Data Protection Regulation (GDPR).

Data Controller

NAVIGATE s.r.o., Tallerova 4, 811 02 Bratislava, Slovak Republic. Contact: admin@cf-forecast.com

What data we process and why

Account data

Name, email address, company, and role, processed to create and administer your account and provide the Service. Legal basis: performance of a contract (Art. 6(1)(b) GDPR).

Usage data

Log data and feature usage, processed to operate, secure, and improve the Service. Legal basis: legitimate interest (Art. 6(1)(f) GDPR).

Financial input data

Data you upload or enter to generate your cashflow forecast (e.g. invoices, bank transactions, payroll data), processed solely to provide the functionality you request. Legal basis: performance of a contract (Art. 6(1)(b) GDPR).

Hosting and sub-processors

Your data is stored and processed within the EU/EEA: database and application hosting via Supabase (EU West, Ireland), and application compute via Vercel (Dublin, Ireland). We do not transfer personal data outside the EU/EEA for these processing activities.

Data retention

We retain personal data only for as long as necessary for the purposes described above, or as required by applicable statutory retention obligations under Slovak and EU law (for example, accounting and tax record-keeping requirements). Data no longer required is deleted or anonymised.

Your rights

Under the GDPR, you have the right to access, rectify, erase, or restrict the processing of your personal data, the right to data portability, and the right to object to processing based on legitimate interest. To exercise these rights, contact us at admin@cf-forecast.com.

Right to lodge a complaint

You have the right to lodge a complaint with a data protection supervisory authority. The competent authority for NAVIGATE s.r.o. is the Úrad na ochranu osobných údajov Slovenskej republiky (Slovak Data Protection Authority), Hraničná 12, 820 07 Bratislava 27, Slovak Republic — www.dataprotection.gov.sk.